RSG UNIVERSAL PAYMENTS LTD. (“RSG UNIVERSAL PAYMENTS” or “we” or “us” or “our”) makes available to users that are merchants certain software services accessible via a mobile device or website, including Cryptix website located at http://www.cryptix.io (the “Site”). The Cryptix website enables users to (i) accept cryptocurrency as a payment method for goods and services; (ii) self-custody digital assets; (iii) access reporting and invoicing capabilities; and (iv) additional functionality as RSG UNIVERSAL PAYMENTS may add to the Site from time to time (collectively the “Services”). RSG UNIVERSAL PAYMENTS developed these Terms of Service (these “Terms”) to describe the terms that govern your use of all versions of the Cryptix Website. These terms can be found on the Cryptix Site.
Agreement to Terms
By clicking “I Agree” or using any or all of the Services, you agree to be bound by these Terms. If you don’t agree to be bound by these Terms, you may not access or use the Services.
Privacy Policy
Please refer to our Cryptix Privacy Policy for information on how we collect, use and disclose information from our users. You acknowledge and agree that your use of the Services is subject to, and that we can collect, use and/or disclose your information (including any personal data you provide to us) in accordance with our Privacy Policy.
Changes to Terms or Services
We may modify the Terms at any time at our sole discretion. If we do so, we’ll let you know either by posting the modified Terms on the Site, or through other methods of communication which we deem reasonable. The modified Terms will be effective at the time they are either posted on the Site, or through other methods of communication which we deem reasonable, whichever is earliest, unless we indicate otherwise. It’s important that you review the Terms whenever we modify them because if you continue to use the Services after we have modified the Terms, you are agreeing to be bound by the modified Terms. If you don’t agree to be bound by the modified Terms, then you may not use the Services. Because our Services are evolving over time we may change or discontinue all or any part of the Services, at any time and without notice, at our sole discretion.
ARBITRATION NOTICE: THESE TERMS CONTAIN AN ARBITRATION CLAUSE FOR USERS IN CERTAIN JURISDICTIONS. IF YOU ARE A USER LOCATED IN THE UNITED STATES OR CANADA YOU AGREE THAT DISPUTES BETWEEN YOU AND RSG UNIVERSAL PAYMENTS WILL BE RESOLVED BY BINDING, INDIVIDUAL ARBITRATION IN THE UNITED STATES OR CANADA AS APPLICABLE, AND YOU ARE WAIVING YOUR RIGHT TO A TRIAL BY JURY OR TO PARTICIPATE AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS ACTION OR REPRESENTATIVE PROCEEDING.
Who May Use the Services
Eligibility
You may only use the Services if you are 18 years or older and are not barred from using the Services under applicable law.
Registration and Your Information
If you want to use the Services you’ll have to create an account (“Account”) via the Site. You agree that you won’t disclose your Account credentials to anyone and you’ll notify us immediately of any unauthorized use of your Account. You’re responsible for all activities that occur under your Account, or are otherwise referable to your Account credentials, whether or not you know about them. We reserve the right to suspend or terminate your Account if you provide inaccurate, untrue, or incomplete information, or if you fail to comply with the Account registration requirements or these terms.
You are solely responsible for the retention and security of your two-factor authenticationprovided by Google Authenticator (“Authentication”). Two-factor authentication is the only way to add an extra layer of security to your account. You acknowledge that you will bear responsibility if third parties access your two-factor authentication. RSG UNIVERSAL PAYMENTS is not liable for the Authentication and for the actions of such third persons.
Feedback
We welcome feedback, comments, ideas, and suggestions for improvements to the Services (“Feedback”). You can submit Feedback by contacting us at email contact@cryptix.io and https://t.me/cryptix_chat. You grant to us a non-exclusive, worldwide, perpetual, irrevocable, fully-paid, royalty-free, sublicensable and transferable license under any and all intellectual property rights that you own or control to use, copy, modify, create derivative works based upon and to otherwise exploit the Feedback for any purpose.
Content Ownership, Responsibility and Removal
For purposes of these Terms: (i) “Content” means text, graphics, images, music, software, audio, video, works of authorship of any kind, and information or other materials that are posted, generated, provided or otherwise made available through the Services; and (ii) “User Content” means any content that Account holders (including you) make available through the Services.
We do not claim any ownership rights in any User Content and nothing in these Terms will be deemed to restrict any rights that you may have to use and exploit your User Content unless explicitly indicated in the Terms.
Subject to the foregoing, RSG UNIVERSAL PAYMENTS and its licensors exclusively own all right, title and interest in and to the Services and Content, including all associated intellectual property rights. You acknowledge that the Services and Content are protected by copyright, trademark, and other laws of Canada and foreign countries. You agree not to remove, alter or obscure any copyright, trademark, service mark or other proprietary rights notices incorporated in or accompanying the Services or Content.
Rights in User Content Granted by You
In order to operate and provide our Services, you grant us a worldwide, non-exclusive, royalty free, sublicensable, and transferable license to use, copy, distribute, create derivative works of, display, and perform the User Content that you upload, submit, store, send, or receive on the Siteor through our Services. The rights you grant in this license are for the limited purpose of operating and providing our Services.
Additional information about your privacy and how we use User Content is available in the Privacy Policy.
You warrant and represent that you have the right and authority to submit your User Content and that the User Content or any part thereof does not infringe the intellectual property rights or any other rights of any third party.
You acknowledge that, in certain instances, where you have removed your User Content by specifically deleting it, some of your User Content (such as posts or comments you make) may not be completely removed and copies of your User Content may continue to exist on the Services. We are not responsible or liable for the removal or deletion of (or the failure to remove or delete) any of your User Content.
Rights in Content Granted by RSG UNIVERSAL PAYMENTS
Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non transferable, non-sublicensable license to download, view, copy, display and print the Content solely in connection with your permitted use of the Services
Rights in Site and Services Granted by RSG UNIVERSAL PAYMENTS
The Site and Services are proprietary to RSG UNIVERSAL PAYMENTS and its licensors and must not be used other than strictly in accordance with these Terms. RSG UNIVERSAL PAYMENTS grants to you a limited, non-exclusive, non-transferable, non-sublicensable right to use the Site for the purposes of accessing and using the Services in accordance with these Terms.
Fees
We may charge fee(s) for some or part of the Services we make available to you. All applicable transaction fee(s) are set forth in the applicable fee schedule set forth in Exhibit A. We reserve the right to change those fee(s) at our discretion with notice. We also reserve the right to vary or waive the amount of and terms for fee(s) that apply to user(s) of the Services at our discretion in accordance with the terms of our agreement(s) with them.
In addition to the fee(s) specified in Exhibit A, you may incur charges from third parties for use of linked services. Third party fee(s) are not charged by RSG UNIVERSAL PAYMENTS and are not paid to RSG UNIVERSAL PAYMENTS. Please note that we shall not refund any Transaction Fee that arises as a result of you refunding Transactions (as such terms are defined in Exhibit A)
Acceptable Use and RSG UNIVERSAL PAYMENTS’ Enforcement Rights
You agree not to use the Services (or allow your customers to use the Services) in any way or in connection with any transaction that would (or potentially would):
Although we have no obligation to monitor any User Content, we have absolute discretion to remove User Content at any time and for any reason without notice. You understand that by using the Services, you may be exposed to User Content that is offensive, indecent, or objectionable. We take no responsibility and assume no liability for any User Content, including any loss or damage to any of your User Content.
Without limiting the foregoing, you may not use the Services if (1) you are in, under the control of, or a national or resident of countries subject to Canada embargo; or (2) you intend to supply any Services to any country subject to Canada embargo in accordance with the United Nations Act, the Special Economic Measures Act and the Justice for Victims of Corrupt Foreign Officials Act.
Termination
We may terminate or suspend your access to and use of the Services with immediate effect, at our sole discretion for any reason, at any time and without notice to you. You may cancel your Account at any time by following the account closure instructions in the App. Upon any termination, discontinuation or cancellation of Services or your Account, (i) all rights and/or licenses granted to you under these Terms shall immediately cease and terminate and you shall forthwith cease the use and/or access of the Site, Services and Content in any way whatsoever; and (ii) notwithstanding the foregoing, the following provisions of these Terms will survive: Feedback, Content Ownership, Responsibility and Removal (save for the subsection “Rights in Content Granted by RSG UNIVERSAL PAYMENTS” ), Termination, Warranty Disclaimers, Indemnity, Limitation of Liability, Dispute Resolution, and General Terms
Warranty Disclaimers
YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT USE OF THE SERVICES (INCLUDING ANY PRIVATE KEY STORAGE SERVICE OFFERED AS PART OF THE SERVICES, WHETHER CLOUD OR HARDWARE-BASED) AND CONTENT IS AT YOUR SOLE RISK AND THAT THE ENTIRE RISK AS TO SATISFACTORY QUALITY, PERFORMANCE, ACCURACY AND EFFORT IS WITH YOU. THE SITE AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY REPRESENTATION OR WARRANTY, WHETHER EXPRESS, IMPLIED OR STATUTORY. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, RSG UNIVERSAL PAYMENTS SPECIFICALLY DISCLAIMS ANY EXPRESS OR IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND/OR NON-INFRINGEMENT. RSG UNIVERSAL PAYMENTS DOES NOT MAKE ANY REPRESENTATIONS OR WARRANTIES THAT ACCESS TO THE SERVICES OR ANY OF THE MATERIALS CONTAINED THEREIN WILL BE CONTINUOUS, UNINTERRUPTED, TIMELY, OR ERROR-FREE.
USE OF ANY PRIVATE KEY STORAGE SERVICE INCLUDED AS PART OF THE SERVICES IS OFFERED TO YOU AS A CONVENIENCE, SUBJECT TO THE LIMITATIONS ABOVE. TO BE SAFE, YOU SHOULD ALWAYS BACKUP YOUR PRIVATE ACCESS KEY VIA SECONDARY MEANS.
Service usage Disclaimer
Trading cryptocurrencies carries a high level of risk, and may not be suitable for all users. Before deciding to use our service, you should carefully consider your current objectives, level of experience, and risk appetite. The possibility exists that you could sustain a loss of some or all of your initial transactions and therefore you should not invest money that you cannot afford to lose. You should be aware of all the risks associated with cryptocurrency trading, and seek advice from an independent financial advisor.
Any opinions, news, research, analyses, prices, or other information contained on this website is provided as general information only, and does not constitute any advice.
Cryptix does not provide any financial, legal, tax, accounting or other advice to users and thus Cryptix shall not be liable for any loss or damage, including without limitation to, any loss of profit, which may arise directly or indirectly from use of or reliance on such information.
You shall be independently liable for your actions including decisions pertaining to disposal of your financial resources when using Cryptix services.
Cryptix does not provide any representation or warranty as to the accuracy of the information contained herein. A qualified professional should be consulted before making any financial decisions.
Indemnity
You will indemnify and hold harmless RSG UNIVERSAL PAYMENTS and its officers, directors, employees and agents from and against any claims, disputes, demands, liabilities, damages, losses, and costs and expenses, including, without limitation, reasonable legal and accounting fees arising out of or in any way connected with (i) your access to or use of the Services or Content, (ii) your User Content, (iii) Third Party Materials, or (iv) your violation of these Terms.
Limitation of Liability
You acknowledge that we are not liable for the results of any credit inquiries, the functionality of internet service providers' (ISP) or financial institutions' (FI) websites, or for any damage or costs you may incur as a result of our instructions, actions, or omissions.
You acknowledge that we will not be held accountable for any direct or indirect consequences arising from the decisions, actions, or inactions of regulatory authorities, as well as any decisions, inactions, or actions of operators, settlement banks, or credit institutions, resulting in the unavailability of funds held with such entities due to government actions, third-party insolvencies, or other circumstances. We will not be responsible for any interruptions or restrictions in service under this agreement if you fail to fulfill your obligations as outlined in this agreement.
You understand that, due to the complex nature of payment systems and the involvement of third-party financial institutions in fund transfers, payments may sometimes be delayed or declined. We are not responsible for delays in receiving payments or errors in transactions caused by third-party operators, including but not limited to banks and other financial institutions involved in the process of transferring funds. Our responsibility extends only to ensuring that we send funds according to your instructions. We cannot guarantee the timely arrival of funds in your account or the accuracy of transactions processed through our system. Additionally, we do not monitor or control payments made directly to your account.
TO THE MAXIMUM EXTENT NOT PROHIBITED BY LAW, RSG UNIVERSAL PAYMENTS SHALL NOT BE LIABLE FOR DAMAGES OF ANY TYPE, WHETHER DIRECT OR INDIRECT, ARISING OUT OF OR IN ANY WAY RELATED TO YOUR USE OR INABILITY TO USE THE SERVICES, INCLUDING BUT NOT LIMITED TO DAMAGES ALLEGEDLY ARISING FROM THE COMPROMISE OR LOSS OF YOUR LOGIN CREDENTIALS OR FUNDS, OR LOSS OF OR INABILITY TO RESTORE ACCESS FROM YOUR BACKUP PHRASE, OR FOR MISTAKES, OMISSIONS, INTERRUPTIONS, DELAYS, DEFECTS AND/OR ERRORS IN THE TRANSMISSION OF TRANSACTIONS OR MESSAGES TO THE ETHEREUM NETWORK, OR THE FAILURE OF ANY MESSAGE TO SEND TO OR BE RECEIVED BY THE INTENDED RECIPIENT IN THE INTENDED FORM, OR FOR DIMINUTION OF VALUE OF ETHER OR ANY OTHER DIGITAL TOKEN OR DIGITAL ASSET ON THE ETHEREUM NETWORK. RSG UNIVERSAL PAYMENTS SHALL NOT BE LIABLE UNDER ANY CIRCUMSTANCES FOR ANY LOST PROFITS OR ANY SPECIAL, INCIDENTAL, INDIRECT, INTANGIBLE, OR CONSEQUENTIAL DAMAGES, WHETHER BASED IN CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE, ARISING OUT OF OR IN CONNECTION WITH AUTHORIZED OR UNAUTHORIZED USE OF THE SERVICES, EVEN IF AN AUTHORIZED REPRESENTATIVE OF RSG UNIVERSAL PAYMENTS HAS BEEN ADVISED OF OR KNEW OR SHOULD HAVE KNOWN OF THE POSSIBILITY OF SUCH DAMAGES. RSG UNIVERSAL PAYMENTS SHALL NOT BE LIABLE UNDER ANY CIRCUMSTANCES FOR DAMAGES ARISING OUT OF OR IN ANY WAY RELATED TO SOFTWARE, PRODUCTS, SERVICES, AND/OR INFORMATION OFFERED OR PROVIDED BY THIRD-PARTIES AND ACCESSED THROUGH THE SITE OR SERVICES.
SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OF LIABILITY FOR PERSONAL INJURY, OR OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THIS LIMITATION MAY NOT APPLY TO YOU. IN NO EVENT SHALL RSG UNIVERSAL PAYMENTS TOTAL LIABILITY TO YOU FOR ALL DAMAGES (OTHER THAN AS MAY BE REQUIRED BY APPLICABLE LAW IN CASES INVOLVING PERSONAL INJURY) EXCEED THE AMOUNT OF ONE HUNDRED CANADIAN DOLLARS ($CAD100.00) OR ITS EQUIVALENT IN THE LOCAL CURRENCY OF THE APPLICABLE JURISDICTION.
Dispute Resolution
Governing Law, Forum and Venue
Notwithstanding your agreeing to comply with all applicable Export Laws, these Terms and any action related thereto will be governed by the laws of the state of Canada, without regard to its conflict of laws provisions. If you are a user located in Canada, the terms in the “Special Arbitration Provision for Canada” section below apply to you.If you are not located in Canada, you agree that you will resolve any claim you have with us relating to, arising out of, or in any way in connection with our Terms, us, or our Services (each, a “Dispute,” and together, “Disputes”) exclusively under the auspices of The Canadian Commercial Arbitration Centre (accessible at https://ccac-adr.org/en/home), by means of arbitration and to the exclusion of courts of law in accordance with its General Commercial Arbitration Rules in force at the time Services are signed and to which the parties declare they have adhered.
Special Arbitration Provision for Canada Users
Services and any legal relationship between the parties arising in connection shall be governed by and construed in accordance with law of Canada without recourse to the conflict of laws rules regardless of the venue or jurisdiction in which a dispute is being determined.
If you are a user located in Canada, you and RSG UNIVERSAL PAYMENTS agree that any Dispute shall be finally settled in binding arbitration, on an individual basis, in accordance with the court chosen pursuant to the applicable legislation and you and RSG UNIVERSAL PAYMENTS hereby expressly waive trial by jury and right to participate in a class action lawsuit, private attorney general actions, or class-wide arbitration
General Terms
These Terms constitute the entire and exclusive understanding and agreement between RSG UNIVERSAL PAYMENTS and you regarding the Services and Content, and these Terms supersede and replace any and all prior oral or written understandings or agreements between RSG UNIVERSAL PAYMENTS and you regarding the Services and Content. If any provision of these Terms is held invalid or unenforceable (either by an arbitrator appointed pursuant to the terms of the “Special Arbitration Provision for United States or Canada Users” section above or by a court of competent jurisdiction), that provision will be enforced to the maximum extent permissible and the other provisions of these Terms will remain in full force and effect. You may not assign or transfer these Terms, by operation of law or otherwise, without our prior written consent. Any attempt by you to assign or transfer these Terms, without such consent, will be null. We may freely assign or transfer these Terms without restriction. Subject to the foregoing, these Terms will bind and inure to the benefit of the parties, their successors and permitted assigns.
Any notices or other communications provided by us under these Terms, including those regarding modifications to these Terms, will be given by posting to the Services and/or through other electronic communication. You agree and consent to receive electronically all communications, agreements, documents, notices and disclosures (collectively, "Communications") that we provide in connection with your Account and your use of the Services.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of such right or provision. The waiver of any such right or provision will be effective only if in writing and signed by a duly authorized representative of RSG UNIVERSAL PAYMENTS. Except as expressly set forth in these Terms, the exercise by either party of any of its remedies under these Terms will be without prejudice to its other remedies under these Terms or otherwise.
These Terms are written in English (U.S.). Any translated version is provided solely for your convenience. To the extent any translated version of our Terms conflicts with the English version, the English version controls.
Unless otherwise provided in these Terms, entity who is not a party to these Terms shall have no right to enforce any term of these Terms, regardless of whether such entity has been identified by name, as a member of a class or as answering a particular description. For the avoidance of doubt, nothing in this provision shall affect the rights of any permitted assignee or transferee of these Terms.
Contact Information
If you have any questions about these Terms or the Services, please contact us at https://t.me/cryptix_chat or by email contact@cryptix.io
EXHIBIT A
FEE SCHEDULE
Upon registration you shall pay RSG UNIVERSAL PAYMENTS one and a half percent (1,5%) fee for acceptance, one percent (1%) fee for payments and fixed network fee, which can vary (“Transaction Fee”), along with any applicable VAT or similar taxes on all transactions through which you accept certain blockchain-based digital currency, app coins, protocol tokens, or other digital currency from your customers (such transactions being “Transactions”). The conditions of fee schedule can be changed after onboarding, depending on the merchant's industry, turnover, etc. The pricing terms set forth herein are confidential and shall not be shared with any third parties.
Upon registration the merchant may start using the dashboard and the Services. Without an onboarding there will have a limit of $10k per turnover (crypto acceptance and crypto payments). After the onboarding the limits will be removed and a fiat withdrawal limit may be added. All of the above is to be decided on an individual basis.
EXHIBIT B
PROHIBITED USE AND PROHIBITED BUSINESSES
This policy sets forth the limitations concerning your use of the Services.